MSME Machinery Loan

MSME – Machinery Loan

Fund your business machinery and equipment with structured, affordable financing.

Finverra Capital's MSME Machinery Loan helps businesses acquire new or upgrade existing machinery and industrial equipment without straining working capital. With repayment schedules designed around your cash flows and quick turnaround times, we ensure your production stays uninterrupted and your growth continues.

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Key Features

  • Loan Up To INR 50 Lacs

    Finance the purchase of new machinery, industrial equipment, or manufacturing tools up to INR 50 Lacs.

  • Competitive Interest Rates

    Starting from 12% p.a., offering affordable financing to keep your operational costs under control.

  • Flexible Repayment Tenure

    Repayment tenure up to 5 years, structured to align with your business revenue cycles.

  • Minimal Documentation

    Simplified paperwork process ensures faster disbursal so you can get your machinery sooner.

  • Quick Approval

    Decisions within 48–72 hours from application, minimising downtime for your business operations.

  • No Collateral for Smaller Amounts

    For eligible borrowers, smaller ticket loans may be sanctioned without additional collateral beyond the machinery itself.

Eligibility & Documentation

Simple eligibility criteria for MSMEs, manufacturers, and self-employed business owners.

  • Age Criteria

    Applicants should be between 21 to 65 years of age.

  • Business Vintage

    Minimum 2 years in business operations for MSME applicants.

  • Credit Score

    A credit score of 650 and above is preferred for better terms and faster processing.

  • Income Requirement

    Minimum annual business turnover of β‚Ή5 Lacs or as per lender norms.

  • Essential Documents

    KYC documents, business registration proof, machinery invoice/quotation, and last 12 months bank statements.